A.  We are independent, we will help you determine and prioritize your goals and objectives, develop ways to meet your needs, create your own financial plan, and then help you implement and monitor your plan. We apply several very important financial concepts that make us unique in the financial planning field. We’ll coordinate the efforts of your current advisors, CPA, Attorney’s, etc; and will bring in our own specialist when needed. As part of our services, we’ll examine the financial obstacles in your way and develop strategies to overcome those obstacles. We’ll evaluate, advise and recommend; our system is a process you control.

A.  We get paid for what we do, if it was free, how comfortable would you be with the advice and taking it. However, before any fees are charged, you will be notified of it up front before incurring it. No surprises!

A.  There is no specific minimum that has to be invested; we can just do your planning and you can implement the plan yourself. We do charge a planning fee for clients like this. However, we can set up accounts with instructional manager as low as $2000.00.

A.  Yes. If you have other professional advisors with whom you work closely, we will be glad to meet with them to help verify we have a full understanding of your financial circumstances. In addition, we can set up a link we call "My Cornerstone Wealth Dashboard". This link allows them to view assets, documents, planning strategies and a lot more upon your approval. It can be as limited as you want or open as you want, you are in control.

A.  Yes. Our firm can open an IRA for clients through its custodian. It may be a ROTH IRA, SEP IRA, rollover IRA, contributory Traditional IRA, or SIMPLE IRA. The investment assets you receive from your last Employer’s company you terminate from are usually sent to a Rollover IRA. Investments are chosen within the IRA as well. Moving it to your next employer may make sense also. We help you with with making the right choices, based on your needs and situation.