Part 3-Technology Readiness in the Digital COVID-19 Era

Craig Watkins |

This week brings us to week 3 of our 3-part series on embracing technology in these challenging times!  We explained the importance of embracing technology in this increasingly digital age brought upon us by the Coronavirus, what type of equipment can facilitate this for you and what service provider and level of service is required.  If you have missed any of the previous parts to the series, please see here, as we have listed them together for your reference on the special Coronavirus page of our website.

Let’s dive deep and consider the information contained herein, which will enable you to have the proper equipment to efficiently and effectively communicate throughout your retirement.  Most people will prefer a laptop over a desktop for convenience, however, remember as explained in part 2 of this series, an Apple iPad is also a very user-friendly alternative to those who want technology without the burden of understanding a computer.  The iPad will do most everything a computer will do for you and allows access to free Apple videos and classes to enhance your experience with the tablet. 

When considering a laptop or computer: 

You will need a good display-make sure you have a display screen which is at least 12 to 14 inches, so text and pictures can be viewed easily.  Along with the size of the screen, you will want to make sure the resolution capability allows for at least 1920 by 1080, so you can view charts and graphs easily, which have small print in graphic pictures.

Keep in mind you may be traveling with this device.  If you have or need a laptop, you may want to look for one which weighs around 3 pounds, so it is easily transportable.  You will want to ensure your camera has at least a two-megapixel shooter.  This will allow you to look clear and crisp when your screen is viewed by the person on the other end of the video call.  You need to understand whether your equipment has built in speakers-or if you need to purchase an external speaker system to be able to hear people and be heard on video conference calls, hear video content online, etc. and how to use these speakers if they are not internally built into the computer.

Other important factors-

-Battery Life-look for a computer that has at least 8 hrs. of battery life to ensure you won’t constantly be looking for an outlet to re-charge.

-RAM-this is what allows your computer to access content from websites or temporarily store information.You want to have at least 4GB, 8GB is ideal.

-Processor-this is what handles the basic instructions and runs your applications on your computer.You want to have at least an Intel i5 processor, i7 is ideal.

-Hard Drive Space-you should have at least a half-terabyte to store photos, conduct video meetings and save important files.

If you are in the neighborhood for a computer, which will meet basic needs for you to embrace digital communication, here are three good recommendations: HP Spectre X2 12-a008nr, Dell XPS 13 9360, LG gram-15.6”  (*some of these options can be used as a tablet as well, for ease of use)

Lastly, please understand the importance for the need to inquire about both a service location for your equipment should your computer need to be serviced and a competent person or school for you to learn how to become familiar with your equipment.  Many local junior colleges, community centers/senior centers and even possibly your grandchildren are great resources to ensuring you have someone to reach out to for servicing your equipment and teaching you to be familiar with how to use the equipment!

We are excited to conduct more video conference meetings with you in the future!  It is a great way to stay connected to family and friends around the world as well!  We hope you have enjoyed this 3-part series, embracing technology in the digital age.  We want to ensure we educate you to maximize your communication with CFG.  Please forward this 3-part series to friends and family, we are always standing ready at the helm as a sounding board for your family and friends!  You can reach out to me with their info and I will contact them directly to see how I can be of financial assistance to them.  As these are challenging times for all of us and we are here to help!



Craig J. Watkins is an investment advisor representative of, and advisory services are offered through, USA Financial Securities Corp. Member FIRA/SIPC.  A Registered Investment Advisor located at 6020 E. Fulton St., Ada, MI 49301.  Cornerstone Financial Group is not affiliated with USA Financial Securities, CA License #0591010.  Source: website accessed on 4/28/2020