For the more than 66 million Americans covered by Medicare, the Annual Enrollment Period is quickly coming to a close. With the enrollment window ending on December 7, 2025, now is the time to finalize any changes to your health coverage for the coming year.
What is Medicare Annual Enrollment Period (AEP)?
Medicare Annual Enrollment is the period when you may be able to:
- Switch plans: Move from Original Medicare to a Medicare Advantage plan, or vice versa, subject to plan availability in your area
- Enroll in a new plan: Consider coverage that may better fit your health or financial situation
- Adjust supplemental coverage: Add or remove dental, vision, prescription drug, or other supplemental plans, where available
During this time, you may make changes that could last the entire next year, so it may be important to consider your health needs carefully and review the benefits that may be available to you.
Why Annual Enrollment Period May Matter
Even if you're satisfied with your current plan, it may be beneficial to review your coverage each year. AEP may help ensure that you:
- Avoid potential coverage gaps: Life changes like new medications, new doctors, or health conditions may affect your needs
- Review preventative care benefits: Medicare includes a variety of screenings, vaccinations, and counseling services that may help support your health
- Consider costs: Comparing premiums, copays, and out-of-pocket costs may help you evaluate different plan options
Many beneficiaries may not be aware of all the services their plan covers. By reviewing your coverage, you may gain access to additional benefits, different coverage options, or alternative pricing structures.
Time is Running Out - Act Now
With only days remaining in the enrollment period, it's important to act quickly if you're considering making changes to your Medicare coverage for 2026. Any changes you make before December 7, 2025 will take effect on January 1, 2026.
If you haven't yet reviewed your options:
- Review your current coverage: Consider noting what works well and any gaps you may have noticed
- List your healthcare needs: This might include medications, doctors, upcoming procedures, and lifestyle considerations
- Compare available plans: Even small differences in coverage or costs may add up over a year
- Reach out immediately: With limited time remaining, scheduling an appointment now may help ensure you can review your options before the deadline
Speak With a Licensed Agent
Navigating the choices during Annual Enrollment Period can feel overwhelming, especially with the deadline approaching. Our licensed Medicare agent, Danielle McKenna, may be able to help you understand your options, review your current coverage, and discuss your Medicare benefits.
Don't wait - contact Danielle today to schedule your appointment before the December 7, 2025 deadline.
Danielle McKenna
Financial Paraplanner Qualified Professional
CA License #0D97816 ~ NV License #3654433
To schedule your appointment:
- Phone: 530-672-1703
- Email: info@cfgstrategies.com (or contact any staff member)
Taking action now may help ensure you have the coverage you need for 2026. Don't let this opportunity pass you by!
Not endorsed by, or affiliated with, the Centers for Medicare & Medicaid Services (CMS), Social Security Administration, or any other government agency.