Retirees
As a retiree, you may be entering or in a stage where managing and distributing your assets becomes increasingly important. This is what we call the asset designation state - a time to thoughtfully consider how your resources may support your lifestyle, legacy goals, and ongoing financial needs.
Working
Professionals
For working professionals, this is a phase of building and allocating financial resources. Thoughtful planning now can help position your assets for long-term goals and eventual retirement.
Small Business Owners & Leaders
Every business owner's financial situation is unique, and your business structure, income, employees, and retirement timeline all influence which strategies may be appropriate. At Cornerstone Financial Group, we help coordinate retirement, tax-efficent, employee benefit, and exist strategies designed to support your business goals and personal financial independence.
Employer
Groups
We work with individuals and families across a variety of professions and are familiar with the benefits and retirement plans available to Blue Shield of California Professionals, Intel Professionals, and State of California Professionals.* Our role is to provide thoughtful, independent guidance to help you understand your benefits and how they may fit into your broader financial and retirement plan.
*Not endorsed by, or affiliated with, Blue Shield of California, Intel, nor the State of California or any other government agency.
Client Voices"We sold one of our company for a decent amount of money and wanted to make sure that the places we thought we should invest the money in were the correct places. We knew we wanted to diversify; we knew we wanted to include a retirement account, and we knew we wanted to make sure our kids were taken care of. We wanted to do this with the least amount of risk and the most benefit possible. Cornerstone Financial Group is the place to go! They were able to answer the million and one questions that we had with ease and patience, never making us feel an ounce of pressure. The time it took for them to get everything set up for us was completely in our hands. They were always on top of it every step of the way. We are so glad that we chose them. It's nice to have experts on your side who can answer the difficult questions that you have even after you've signed up. You're not just a number to them. We would highly recommend the Cornerstone Financial team. They couldn't have made this better for us. Thank you"
Client Voices"We met Craig Watkins and were introduced to Cornerstone Financial Group approximately 9 years ago in February 2016. We initially attended a "How to Maximize your Social Security Benefits" presentation hosted by Cornerstone. We also were interested in getting serious with a retirement savings program as we were in our mid (late) 50's and felt way behind where we should be at this point in our lives. We enjoyed this initial presentation and agreed to meet with Craig again a couple weeks later to discuss our specific situation. Craig immediately put us at ease and demonstrated how, with a proven plan and method, we could reach attainable, realistic retirement goals. We began working with Craig and his Cornerstone Team to define our plan and what steps were needed to achieve our retirement goals. Craig and Cornerstone are very easy to work with. They lay out the road map and are very good about providing no nonsense guidance to help their clients attain their goals. They were just the right fit for us and our financial needs; not too pushy, but they do keep us honest and help us stay accountable to the plan. Why was working with Cornerstone Financial Group a good choice for you? Craig and the Cornerstone Team are local, very affordable, and very approachable. What is the one thing you value most about your relationship with us? It is real, Craig and his Cornerstone Team again are very approachable and always have been helpful every time we have asked for anything related to our plan. They are invested in our success. We do really appreciate all of your help over the years, it is exciting to see this coming to fruition. Press On!"
Client Voices"Craig and his staff are amazing people financially and personally. They explain everything clearly and if they do not know the answer they research or give recommendations of who can help. They are second to none in my book."
Client Voices"Craig and his staff are incredibly kind, they show patience with us explaining all of the information we need to know. Personally I feel extremely safe with my future, knowing they have my best interest at heart."
Contributing AuthorYou're In Control: Planning the Most Important Retirement in the World - Yours
Craig and others challenge conventional retirement thinking and offer practical insights to help readers approach retirement with greater clarity and confidence. It explores common retirement questions, tax-efficient planning considerations, Social Security timing, investment strategies, and more. While answering questions about growing, protecting, and distributing wealth discussions of finding a financial professional aligned with you, this book will explain how more intentional planning may support a more fulfilling retirement journey. Request a complimentary copy from our office today.